Do Russian cards and MIR card work in Armenia in 2023?

We have collected key questions and answers on actions with a Russian card in Armenia.

Most shops in major cities of Armenia accept MIR cards. Nobody accepts VISA and Mastercard cards from Russian banks. In a new store for you, before choosing goods, ask if they accept MIR. Sellers on bulletin boards can accept payment on a Russian card. Check before the deal.

The transfer to the Armenian card/account is carried out by the mobile number of the recipient in Armenia or by entering his bank account. Some Russian banks are suitable for this: Sberbank, VTB, Tinkoff, Alfa and Forabank. Each of them interacts with a partner bank, so it is impossible to make a transfer to HSBC from a conditional Sberbank.

As an alternative - co-badged cards of the ArCa-MIR system. You can use the cards both in Russia and in Armenia. You can open a card in the following banks: Ameriabank, Ardshinbank, Converse Bank, Inecobank.

Another suitable option is to cash withdrawal at an ATM. And then the cash transfer.

No. You will have to open the map in one of local banks.

Yes. Most ATMs of the ArCa system accept MIR cards. You can find specific ATMs at on the website of the ArCa system by the WORLD filter.

The rate and commission at which money is withdrawn can be viewed in the bank's application.

Yes. A transfer to another Russian card is no different from a transfer within Russia. It is also possible to transfer money from Armenia to Russia not from a Russian card. To do this, you must have a ruble account. Clients of Acba, Ameriabank, Ardshinbank and Inecobank can make transfers.