Commission for withdrawing money from the MIR card
Last updated: 26.06.2023
Expected read time: 1.43 мин.
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In Armenia, you can withdraw money from the Russian MIR card. However, there is a fee for this. We talk about the conditions in different banks.
What does the commission consist of?
The amount of the commission consists of several parts:
- Russian bank commission;
- the exchange rate used by the Russian bank;
- Armenian bank commission.
Commission of Russian banks
Sberbank
Sbercard holders take a commission of 1%, but not less than 150 rubles. That is, if you withdraw a small amount, and the expected commission should be, for example, 50 rubles, they will still withdraw 150 rubles. The owners of the Sberbank social card have a commission of not 150, but 100 rubles.
Alina
You can withdraw without commission if you have a Sberbank card called “Sbercard World” and a SberPrime + subscription is connected.
VTB
VTB has a commission of 1%, but not less than 100 rubles.
@vlivyur
VTB has no commission in Ameria and VTB ATMs - the rate of PS Mir is clear
Tinkoff
Holders of the basic Tinkoff tariff can withdraw up to 100,000 rubles per month without commission.
Alina
Tinkoff yes, from some amount without commission. But the exchange rate of the dram is too unfavorable. It is more profitable to withdraw from the savings bank with a commission)
Gazprombank
For each transaction, 450 rubles + 1% of the amount for converting into drams are charged.
Alfa Bank
Commission 4.9% of the withdrawn amount.
Course of Russian banks
Most banks use a single exchange rate - payment system MIR. But there are exceptions. For example, in Sberbank your course. Course in Tinkoff less profitable than in Sberbank, but when withdrawing cash, a recalculation is carried out using the MIR system within a few days.
Alpha uses its own ruble-dram exchange rate, converted through the dollar.
Please note that a more favorable exchange rate is on weekdays from 10:00 to 21:30 Moscow time. The market is open at this time.
Ալեքսեյ
Alpha uses its own ruble-dram exchange rate, converted through the dollar.
Commission of Armenian banks
Converse Bank, Evocabank, Byblos Bank
In these banks, the commission is 1%.
HSBC
This bank does not accept MIR cards.
Other Armenian banks do not have their own commission.
Banks have set limits on cash withdrawals at a time. ACBA, Ameria and ID Bank issue AMD 150,000 each, other banks - AMD 50,000 each. But the number of such transactions per day can be about 20, unlimited or depend on the conditions of a Russian bank.
Other Armenian banks do not have their own commission.
Banks have set limits on cash withdrawals at a time. ACBA, Ameria and ID Bank issue AMD 150,000 each, other banks - AMD 50,000 each. But the number of such transactions per day can be about 20, unlimited or depend on the conditions of a Russian bank.
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