Table of contents:

  1. 1. Is it possible to pay anywhere with any currency other than AMD?
  2. 2. Do I need to change money?
  3. 3. Do I need to open an additional account in the RF-Bank application to pay by card?
  4. 4. Can I withdraw rubles from the card?
  5. 5. Where is the best exchange rate for dram-ruble?
  6. 6. How to exchange rubles for dollars and euros?


We will tell you where to go to exchange rubles for drams or rubles for dollars and euros.

Is it possible to pay anywhere with any currency other than AMD?

Only dramas are accepted on the territory of Armenia. You may be lucky, and the taxi driver that is lucky from the airport will agree to rubles.

Do I need to change money?

Visa and Mastercard of Russian banks do not work in Armenia: they cannot pay or withdraw money from them. But in many stores they accept the MIR card.

The problem of lack of drams can arise in rural areas and when buying through bulletin boards. In this case, check with the sellers: do they have a Russian bank card. Also, it is not possible to pay by cash on public transport.
Personal experience
If I have not been to the store before, I clarify: do they accept MIR.

Do I need to open an additional account in the RF-Bank application to pay by card?

No. You simply attach the card to the terminal.

Can I withdraw rubles from the card?

No. You can withdraw money from the MIR card at most ATMs connected to the ArCa system. List of ATMs available here.

To withdraw, you need to insert the card into an ATM. Contactless withdrawal often does not work. Upon withdrawal, you will immediately receive Armenian dramas.

Where is the best exchange rate for dram-ruble?

So, you have cash rubles and you want to exchange them for dramas. The best exchange rate is in SAS supermarkets.

If you are far from SAS, you can see the current rates here

How to exchange rubles for dollars and euros?

Exchange of rubles for dollars and euros is possible only through AMD. You will have to buy drams first and then sell them to get dollars, euros or any other currency.
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